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Shop around for the best mortgage

Shop around for the best mortgage

More and better mortgage deals are starting to appear and it is very important purchasers shop around to get the best deal, reports Andrew Oulsnam from Robert Oulsnam & Company.

Most the banks and building societies have introduced new and more attractive schemes for customers with lower interest rates and less deposit including 95% mortgages, such attractive deals have not been seen for some time.

In addition it is widely expected the Bank of England will keep its interest rat at 0.5% for at least the remainder of 2009 and possibly well into 2010.

Mortgage approvals rose in April confirming the steady improvement in the housing market and the improvement in banks and building societies finances. It has been hoped for some time that the governments various actions including the quantative easing programme would bear fruit and increase lending.

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