Need help getting a mortgage?
There has never been a better time and more appropriate time to get the best advice possible if you require funding for your property whether that is for your residential home or your buy to let purchase, writes Emma Tranter of First IFA Mortgages Ltd who are mortgage consultants providing services exclusively for Robert Oulsnam & Company. We pride ourselves on the service we provide and offer a full market offering of mortgage products for what will probably be the largest financial commitment we all make.
We offer either a branch based appointment or a personal home appointment at a time convenient to you. We assess your full particular circumstances and seek the best buy product on the market at that time. We have no lender bias or product bias just a promise to ensure we give you the best possible advice and option that link in with your requirements for funding.
So how much does this service cost? Unlike the majority of our competitors we will not charge Robert Oulsnam & Company customers a fee for advice so to take advantage of this service is simply down to you finding the time to sit down with myself or Jacqui so we can provide you with all the information to make a fully informed decision. We work closely with all the teams in the branches and they have access to our diaries to make it even more convenient to book an appointment to see us.
We operate a structure of full advice so we don’t believe in just doing half the job for you. We are also qualified to give you advice on all your protection requirements from simple life assurance and critical Illness cover to building and contents cover.
We work with all the top life companies in the UK and help you through every aspect of gaining the correct levels of cover. Once again this service carries no charge to you, our clients.
For those of you already with some protection in place then once again we are happy to ensure this is appropriate for your needs and also the most cost effective.
As you would imagine products almost change on a daily basis so we operate the latest technology that allows us to see the full market place as it changes so you can always be assured of the most up to date and appropriate funding. One area that many lenders withdrew from was the 90% Loan to Value market place.
However with the housing market showing stability once again it is nice to see these products being offered again by such lenders as Coventry Building Society and Cheltenham & Gloucester for example.
So with all this professional advice on your door step why not contact your local branch and let us help you purchase that desired property.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT
KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We don’t normally charge a broker fee, however should a fee be charged it will typically be £195, payable on completion. The precise amount will depend on your circumstances.
Robert Oulsnam & Company introduce to First IFA Mortgages Ltd who are appointed representatives of Home of Choice Ltd,
which is authorised and regulated by the Financial Services Authority.